OpenSky® Secured Visa® Credit Card
Benefits & Key features
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
- Extend your $200 credit line by getting considered for an unsecured credit line increase after 6 months - no additional deposit required!
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and Transunion
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Join over 1.2 million cardholders who’ve used OpenSky to build their credit
No credit check
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
22.64%
(variable)
Annual Fee
$35
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First Progress Platinum Select Mastercard® Secured Credit Card
Benefits & Key features
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Poor/Limited
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
19.24%
fixed
Annual Fee
$39
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First Progress Platinum Prestige Mastercard® Secured Credit Card
Benefits & Key features
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Poor/Limited
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
15.24%
fixed
Annual Fee
$49
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First Progress Platinum Elite Mastercard® Secured Credit Card
Benefits & Key features
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Poor/Limited
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
25.24%
fixed
Annual Fee
$29
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