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Mastercard Credit Cards

Surge Mastercard® Credit Card

Surge Mastercard® Credit Card
Credit Needed
Bad / Poor
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

Bad/Poor

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

First Digital NextGen Mastercard® Credit Card

First Digital NextGen Mastercard® Credit Card
Credit Needed
Fair / Limited
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online 
  • Build up your Credit with a card that reports to all three major credit bureaus every month. 
  • Perfect credit not required for approval; we may approve you when others won’t 
  • You may be eligible for a Credit Line Increase after six months 
  • Easy and secure online application – it just takes moments to apply 
  • Checking account required. 
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies) 
  • Get a result in as little as 60 seconds upon completion of the online application 
  • Online Customer Center available 24 x 7 
  • Issued by Synovus Bank, Member: FDIC

Fair/Limited

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

Fit Mastercard® Credit Card

Fit Mastercard® Credit Card
Credit Needed
Bad / Fair
Regular APR
See Terms*
Annual Fee
See Terms*

Benefits & Key features

  • All credit types welcome to apply!
  • Initial Credit Limit of $400.00!* (subject to available credit)
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Mastercard Zero Fraud Liability Protection (subject to Mastercard guidelines)
  • Free online account access 24/7
  • Checking Account Required

Bad/Fair

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
N/A
Ongoing APR
See Terms*
Annual Fee
See Terms*
view details

Luxury Card™ Mastercard® Gold Card™

Luxury Card™ Mastercard® Gold Card™
Credit Needed
Excellent
Regular APR
17.24%
Annual Fee
$995 ($295 for each Authorized User added to the account)

Benefits & Key features

  • Patented 24K-gold-plated front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
17.24%
Annual Fee
$995 ($295 for each Authorized User added to the account)
view details

Luxury Card™ Mastercard® Titanium Card™

Luxury Card™ Mastercard® Titanium Card™
Credit Needed
Excellent
Regular APR
17.24%
Annual Fee
$195 ($95 for each Authorized User added to the account)

Benefits & Key features

  • Patented brushed stainless steel front and carbon back—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Members-only LUXURY MAGAZINE®.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
17.24%
Annual Fee
$195 ($95 for each Authorized User added to the account)
view details

Luxury Card™ Mastercard® Black Card™

Luxury Card™ Mastercard® Black Card™
Credit Needed
Excellent
Regular APR
17.24%
Annual Fee
$495 ($195 for each Authorized User added to the account)

Benefits & Key features

  • Patented black-PVD-coated metal card—weighing 22 grams.
  • 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
  • Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
  • Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
  • 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
  • Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.

Excellent

Credit Needed
0
450
500
550
600
650
700
750
800
850
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
17.24%
Annual Fee
$495 ($195 for each Authorized User added to the account)
view details