Advertiser Disclosure
Rewards
Rewards cards allow consumers to earn rewards on qualified purchases. These often include free hotel nights, extra points, cashback, or various other incentives. The following are the leading rewards credit card offers from our partners as selected by the IntroLend staff:
Luxury Card™ Mastercard® Black Card™
Credit Needed
Excellent
Regular APR
19.49% Variable
Annual Fee
$495 ($195 for each Authorized User added to the account)
Benefits & Key features
- Patented black-PVD-coated metal card—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1.5% value for cash back redemptions. Earn one point for every one dollar spent.
- Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $495 ($195 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
19.49%
Variable
Annual Fee
$495 ($195 for each Authorized User added to the account)
view details
Luxury Card™ Mastercard® Titanium Card™

Credit Needed
Excellent
Regular APR
19.49% Variable
Annual Fee
$195 ($95 for each Authorized User added to the account)
Benefits & Key features
- Patented brushed stainless steel front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 1% value for cash back redemptions. Earn one point for every one dollar spent.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Members-only LUXURY MAGAZINE®.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual fee: $195 ($95 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
19.49%
Variable
Annual Fee
$195 ($95 for each Authorized User added to the account)
view details
Luxury Card™ Mastercard® Gold Card™

Credit Needed
Excellent
Regular APR
19.49% Variable
Annual Fee
$995 ($295 for each Authorized User added to the account)
Benefits & Key features
- Patented 24K-gold-plated front and carbon back—weighing 22 grams.
- 2% value for airfare redemptions with no blackout dates or seat restrictions. 2% value for cash back redemptions. Earn one point for every one dollar spent.
- Annual Airline Credit—up to $200 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry.
- Enrollment in Priority Pass™ Select with access to 1,300+ airport lounges worldwide with no guest limit. Includes credits at select airport restaurants for cardholder and one guest.
- 24/7 Luxury Card Concierge®—available by phone, email and live mobile chat. Around-the-clock service to help you save time and manage tasks big and small.
- Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties.
- Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
- Annual Fee: $995 ($295 for each Authorized User). Terms and conditions apply.
Excellent
Credit Needed
Intro APR (Purchases)
N/A
Intro APR (Balance Transfer)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening.
Ongoing APR
19.49%
Variable
Annual Fee
$995 ($295 for each Authorized User added to the account)
view details